Stop taking risk and get rid of cash. It is not worth taking the risk to carry cash in your business. Get the Cash Access card. Transfer funds collected on Debicheck to the card and give it to your customer to withdraw his cash. Cash Access card can be issued online to your customers. Do your loan payouts or salary payouts directly into this card. No FICA required.  It is a low a cost  card that allows your customer to withdraw cash at  any ATM or debit card terminal.